A vital SMSF question: A corporate trustee or individual trustees?

Published: July 24, 2017

A self-managed super statistic that doesn't seem to change much over the years is the strong preference of new SMSFs for individual trustees rather than a corporate trustee. The latest-available tax office statistics on SMSF trustee arrangements show that 93 per cent of SMSFs established in 2015-16 had individual trustees – a percentage that has […]

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Why grey mortgage debt is rising

Published: July 21, 2017

A mix of low interest rates, high housing prices and waves of baby boomers nearing or already in retirement is increasing Australia's levels of grey mortgage debt. Greater longevity would also have made some of us more comfortable about carrying debt into older ages than in the past. Ideally, we would enter retirement with our […]

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The risks of trying to pick future winning stocks

Published: July 17, 2017

It's tough for both professional and personal stock pickers to consistently beat or at least match the market.   But maybe many investors don't recognise just how tough it is for stock pickers to succeed. Recent research by a US academic underlines that pickers of individual stocks typically have a minimal chance of achieving a […]

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Compare principal & interest and interest-only home loans

Published: July 13, 2017

Are you looking for a home loan to buy your first home, update your current one or as an investment in retirement? Are you confused by all the jargon and what type of home loan is right for you? We delve into two of the most popular home loans: principal and interest and interest-only. What […]

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What’s your most important asset?

Published: July 10, 2017

When it comes to insurance, many people adopt a ‘she’ll be right’ attitude, but looking at the statistics, there’s more chance of something going wrong than you might think.   Research has found that one in five families will be impacted by death, a serious accident or illness that leaves a parent unable to work, […]

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Is working part-time right for you?

Published: July 7, 2017

Did you know almost one-third of workers in Australia work part-time1 and that Australia has one of the highest rates of part-time employment in the world2? Perhaps you’re returning to work after having a baby, reducing your work days ahead of retirement, want to free up some time to pursue a passion, return to study […]

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Your options in aged care explained

Published: July 3, 2017

It’s possible that in the future you, or someone close to you, may need some form of care or daily living assistance. With lots of information to sift through and the conversation sometimes a tricky one to approach, we’ve pulled together some information to make navigating aged care an easier process. The current state of […]

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It’s been a good year for investors

Published: June 28, 2017

The end of financial year is with us, and if we take a look at how some of the major asset classes have performed, it turns out the last 12 months have been pretty good for investors. Residential property has stolen the limelight, with figures from CoreLogic showing property values have climbed 8.3% across our state […]

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How can I help my kids get onto the property ladder?

Published: June 21, 2017

With one third of young Australians taking more than five years to save for a deposit on their first home1, there are plenty of ways you can help your kids get into the property market sooner. Non-financial ways to help: Teaching your children things like how to budget and save, how interest rates work, the consequences […]

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Home equity – the $500 billion resource for seniors

Published: June 14, 2017

Reverse mortgages are an option for asset-rich, cash-poor seniors to boost their cash flow in retirement, but there are downsides. The latest round of figures showing rising home values in almost all our state capitals highlights how many Australian retirees could have a valuable resource at their fingertips. Older Australians, who may not have enjoyed […]

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